Yamaha WR250R and WR250X Forum

Yes, pending transactions do affect the available balance in your account because the amount is still in the pending stage. When customers see the pending transactions but the money deducted from their accounts, then it is common in banking and many customers are worried about this matter. When you see pending transactions, then this is because there is going to be a change in your balance before posting. If you want to know the time required for pending transactions, then banks usually complete them within a few days.